Bank Holiday Feb 19th

This may delay funding of your loan by one business day

Q Credit Loan Cost and Terms


Q Credit offers installment loans with regular payments, clear terms and no hidden fees.

With Q Credit, you don’t have to repay your loan by your next payday. Our installment loans are designed to let you repay over an amount of time ranging from 8 – 36 months, depending on the amount of your loan. We encourage you to pay back your loan as soon as possible to limit interest charges, plus you can pay off your loan early without a prepayment penalty.

Calculate the cost of your Q Credit loan:
Loan Amount ($)
Annual Percentage Rate
Number of Payments
Payment Details ($)
Amount Per Payment
(12 Payments)
Total Cost to You
(APR: 373.97%)
Total Payback Amount
(Loan Amount + Interest)
Complete disclosures of APR, fees and payment terms are provided with the Loan Agreement. APR and payment amounts may vary slightly based on initial term. These examples are based on an initial term of 14 days for Bi-weekly or 30 days for Monthly, and all payment amounts being the same; the final payment amount may vary based on your term and your payment history. If you miss a payment, or if your payment is late or returned, you may incur additional fees. You may pay off your loan early at any time with no prepayment penalty.
Consider these additional questions:

Before you accept an installment loan from any lender, you should consider the following:

How much will this cost me overall?
How does this compare to my other options?
How necessary is it for me to borrow this money?
Can I afford to pay back this loan in full?
Can I afford the extra charges, interest and fees if I miss a payment?