Bank Holiday Nov 23rd

This may delay funding of your loan by one business day

How Does Q Credit Work?

HOW IT WORKS

Surprise expenses happen to everyone at some point. But now you have quick, secure and convenient access to cash right from your computer, phone or tablet. With Q Credit, you can apply for an installment loan anytime, anywhere.

When you’re in need of emergency cash, Q Credit makes life easier. Just complete the secure online application (we never charge an application fee), find out how much you can be approved for, and accept your loan. First-time customers can get from $500 up to $1,000 as soon as the next business day.*


Q Credit means cash quick.

Here’s what you need to know to get yours:

  1. Apply right from our secure website in minutes. Be sure that:

    • You are at least 18 years old (19 if residing in AL or NE)
    • You reside in a state we currently serve
    • You have a job or other proven source of income
    • You have a valid e-mail address
    • You have an active and valid checking account

  2. You don’t have to wait in line or jump through unnecessary hoops. Once you submit your application online, you’ll have an answer almost immediately. Get final approval, select your loan amount up to the approved limit, and that’s it. We will deposit your loan funds as soon as the next business day (for transactions completed by 5 p.m. Central Time). Applications received after 5 p.m. Central Time are processed the next business day.*

Day you accept your loan (By 5:00 PM CST)
Day your funds will be available
Mon
Tues
Tues
Wed
Wed
Thu
Thu
Fri
Fri
Mon
Sat/Sun
Tues

We do our very best to get you cash as soon as tomorrow* — but please remember, individual banks, banking hours and bank holidays could delay loan funding.