Bank Holiday Feb 19th

This may delay funding of your loan by one business day

What are Consumer Loans? | Q Credit


Consumer Loans

There can be a lot of stress that comes with a surprise expense — especially if you feel like you have nowhere to turn. A consumer installment loan could be your best alternative. A Q Credit loan can be a quick, simple way to manage an emergency cash need:

  • No need for perfect credit
  • No paperwork*
  • Quick approval*
  • Convenient payment options
  • Cash in your account as soon as next banking day*

Q Credit means cash quick. So when you’re short on cash and you need a fast solution, visit Answer a few questions, find out if you’re approved in less than a minute, and the cash you need could be in your checking account the next business day.*

At there are no hidden charges or fees — you pay interest only for as long as you keep the loan. You can pay off your loan at any time with no prepayment penalty.

To help keep payments manageable, structures its loans so that the average payment is around $145 (based on bi-weekly payments). See our Loan Cost & Terms page for more details. The number of payments is based on the size of your loan and your pay schedule. With our automatic payment option, you can opt to have your payments deducted from your checking account automatically so you don't have to worry about missing a payment. We'll even send you e-mail payment reminders.